Sales Executives (Salary Loan / Wealth Management) Vacancy at Rosabon Financial Services (RFS) Limited (Abuja & Benue)

Requirements Candidates should possess a B.Sc Degree in Finance, Economics or a related field with 2-10 years experience Proven working experience as a Loan Officer Familiarity with computers and banking applications/software Solid understanding of direct/indirect lending products and practices Customer satisfaction orientation and sales competencies Ability to work in a goal oriented environment and meet set target.

Evaluate credit worthiness by processing loan applications and documentation within specified limits Interview applicants to determine financial eligibility and feasibility of granting loans Determine all applicable ratios and metrics and set up debt payment plans Communicate with clients either to request or to provide information Justify decisions (approvals/rejections) and report on them Complete loan contracts and counsel clients on policies and restrictions Review loan agreements to ensure that they are complete and accurate according to policy Update account records, Compute payment schedules and transactions on ERP Confer with underwriters to aid in resolving loan application problems. Update job knowledge on types of loans and other financial services Assess customer needs, explore all options and introduce different types of loans Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process Operate in compliance with laws and regulations and adhere to lending compliance guidelines Deposit mobilization to meet set targets. Key Performance Indicators Meet Set Monthly loan and investment Targets Reduced number of Non-Performing loans Customer retention rate of minimum 90% across loan and investment products.